Privacy Policy

Effective date: July 20, 2026 · Bay Harbor Benefits (Going Nowhere Fast LLC), Bay Harbor Islands, FL

Information we collect

When you request a free plan review through our website form or contact us by phone or email, we collect the information you provide: your name, phone number, email address, ZIP code, and any details you share about your coverage needs (such as medications or doctors you want checked).

How we use it

We use your information solely to provide the services you requested: contacting you about your plan review, comparing insurance options available in your area, and servicing your policy if you enroll. We do not use your information for unrelated marketing.

Text messaging (SMS)

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Mobile phone numbers and SMS opt-in consent are not sold, rented, or shared with any third party for their marketing. Text messages from Bay Harbor Benefits are sent only to individuals who expressly consented to receive them via our website form.

• Message frequency varies depending on your plan review and servicing needs.
• Message and data rates may apply.
• Reply STOP at any time to opt out of text messages. Reply HELP for assistance, or contact us at michael@bayharborbenefits.com or (305) 859-1704.

Sharing of information

We share your information only as needed to provide the services you requested — for example, with an insurance carrier when you choose to apply for or enroll in a plan — or when required by law. We do not sell your personal information.

Data retention and security

We retain records as required by insurance regulations (including call recordings retained per CMS requirements) and take reasonable measures to protect your information.

Contact

Questions about this policy: michael@bayharborbenefits.com · (305) 859-1704.